Licensed Insolvency Trustee Melanie Leigh

Finding the best solution to get out of debt depends on your financial situation. During your free debt assessment, Melanie will ask questions about your income, expenses, debt, and assets to get a clear picture of where you stand. Then together, you will weigh the pros and cons of all the debt relief solutions available. Then you can make an informed decision on your best course of action.

This depends on your financial situation and the solution you use to get out of debt. If you file bankruptcy and it is your first time filing, you could be debt-free in as few as nine months. But the time can vary based on your income and assets. A consumer proposal can last a maximum of 60 months but can take less time, depending on the terms of your repayment plan.

By the end of your free debt assessment, Melanie will provide you with a timeline and a complete outline of everything you will need to do during that time.

Initially, the service a Licensed Insolvency Trustee provides will not cost you anything. You can get a free, no-obligation debt assessment to review your finances with Melanie, and then she’ll help you understand your options for relief. Once you decide which solution you want to use, the cost will be based on federal guidelines adjusted for your financial situation.